Local lending & convenient credit

Loans & Credit Cards

Financing for life, work, and what comes next—plus a Visa credit card backed by people you know and trust.

Lending services

Loans for most every need

Visit with a First State Bank loan officer in Beach, Golva, or Medora. We’ll help you understand the available options.

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Real Estate

Financing options for purchasing or improving real property.

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Construction

Loans designed to help finance eligible building projects.

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Small Business

Financing to support qualifying small-business needs and opportunities.

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Agricultural

Local lending for the agricultural needs of our region.

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Commercial & Industrial

Financing options for qualifying commercial and industrial purposes.

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Personal

Consumer financing for eligible personal needs and purchases.

All loans are subject to credit approval. Terms, conditions, and availability may vary. Contact a loan officer for complete details.

First State Bank Visa

A widely accepted card with local service

Use a respected Visa credit card while continuing to deal with the people you know at First State Bank.

  • ✓No annual fee
  • ✓Locally approved
  • ✓Travel accident insurance
  • ✓ScoreCard Rewards bonus points
  • ✓Redeem points toward travel, merchandise, cash back, or statement credit
  • ✓Make payments at the bank, online, or by mail
Mortgage application

Start with First Class Mortgage

The bank’s mortgage application link takes you to the First Class Mortgage website.

Apply for a mortgageYou will leave the First State Bank website.
Credit card service

Manage your card account

View statements and manage an existing First State Bank credit card online.

View card statementAfter-hours card help: 1-800-423-7503

Ready to talk about financing or apply for a card?

Stop by any First State Bank location and visit with our team.

Contact a branch